:root{--obsidian:#08090c;--carbon:#111318;--carbon2:#171a20;--frost:#eaeaea;--slate:#8e949c;--gold:#c8a876;--hair:rgba(255,255,255,.08);--glass:rgba(255,255,255,.02);--glass2:rgba(255,255,255,.05);--max:1440px;--serif:"Iowan Old Style","Palatino Linotype",Georgia,"Times New Roman",serif;--sans:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--ease:cubic-bezier(.16,1,.3,1)}
*,*:before,*:after{box-sizing:border-box}html{background:var(--obsidian);scroll-behavior:auto;-webkit-text-size-adjust:100%}body{margin:0;min-width:320px;background:var(--obsidian);color:var(--frost);font:16px/1.65 var(--sans);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;overflow-x:hidden}body:before{content:"";position:fixed;inset:0;z-index:-2;pointer-events:none;background:radial-gradient(560px circle at var(--mx,50%) var(--my,18%),rgba(200,168,118,.075),transparent 64%),radial-gradient(850px circle at 82% 8%,rgba(255,255,255,.025),transparent 70%)}img{display:block;max-width:100%;height:auto}a{color:inherit}button,input,select,textarea{font:inherit}.container{width:min(var(--max),calc(100% - 112px));margin:auto}.menu-open,.mega-open{overflow:hidden}
.site-header{position:sticky;top:0;z-index:10000;background:rgba(8,9,12,.64);border-bottom:1px solid var(--hair);backdrop-filter:blur(32px);-webkit-backdrop-filter:blur(32px);transition:.55s var(--ease)}.site-header.scrolled{background:rgba(8,9,12,.88);box-shadow:0 18px 60px rgba(0,0,0,.25)}.nav{min-height:86px;display:flex;align-items:center;gap:24px}.brand{display:inline-flex;align-items:center;text-decoration:none}.brand img{width:140px;max-width:180px;opacity:0;transform:translateY(6px);animation:caa-logo-in .65s var(--ease) forwards;transition:transform .6s var(--ease)}.brand:hover img{transform:scale(1.015)}.site-header.scrolled .brand img{transform:scale(.9);transform-origin:left center}.brand-wordmark{display:none}.nav-links{display:flex;gap:30px;margin-left:auto}.nav-links a{padding:34px 0;color:rgba(234,234,234,.72);font-size:10px;letter-spacing:.14em;text-transform:uppercase;text-decoration:none;transition:color .35s}.nav-links a:hover,.nav-links a[aria-current=page]{color:var(--frost)}.nav-actions{display:flex;align-items:center;gap:10px;margin-left:8px}.lang,.mobile-language{appearance:none;border:1px solid var(--hair);background:rgba(255,255,255,.025);color:var(--frost);height:44px;padding:0 12px;border-radius:0;font-size:10px;letter-spacing:.1em;text-transform:uppercase}.menu{display:none;position:relative;z-index:9999;width:48px;height:48px;border:1px solid var(--hair);background:rgba(255,255,255,.025);cursor:pointer;padding:0}.menu span{display:block;width:22px;height:1px;background:var(--frost);margin:5px auto;transition:.45s var(--ease)}.menu[aria-expanded=true] span:first-child{transform:translateY(6px) rotate(45deg)}.menu[aria-expanded=true] span:nth-child(2){opacity:0}.menu[aria-expanded=true] span:last-child{transform:translateY(-6px) rotate(-45deg)}.mega-trigger{display:inline-flex;align-items:center;gap:10px;min-height:44px;padding:0 14px;border:1px solid var(--hair);background:var(--glass);color:var(--frost);font:600 10px var(--sans);letter-spacing:.14em;text-transform:uppercase;cursor:pointer;transition:.4s ease}.mega-trigger:hover{background:var(--glass2)}.mobile-panel{display:none}
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.eyebrow{margin-bottom:16px;color:var(--gold);font-size:10px;line-height:1.3;letter-spacing:.18em;text-transform:uppercase;font-weight:650}.display,.section-head h2,.direct-inquiry h2,.contact-premium-grid h2,.page-hero h1,.detail-main h2,.detail-aside h2,.calculator-hero h1,.calc-panel h2,.calc-result strong,.calc-explain h3,.source-grid h2{font-family:var(--serif);font-weight:300;letter-spacing:-.035em}
.luxury-hero{position:relative;min-height:calc(100svh - 86px);display:flex;align-items:flex-end;overflow:hidden;border-bottom:1px solid var(--hair)}.luxury-hero-media{position:absolute;inset:0;overflow:hidden;background:var(--carbon)}.luxury-hero-media img{width:100%;height:100%;object-fit:cover;object-position:center 44%;filter:grayscale(.16) saturate(.68) contrast(1.08) brightness(.48);transform:scale(1.045);animation:caa-cinematic-drift 18s ease-in-out infinite alternate}.luxury-hero-media:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(8,9,12,.16),rgba(8,9,12,.46) 48%,rgba(8,9,12,.96)),linear-gradient(90deg,rgba(8,9,12,.8),rgba(8,9,12,.18) 62%,rgba(8,9,12,.58))}.luxury-hero-inner{position:relative;z-index:2;padding:clamp(120px,20vh,230px) 0 76px}.luxury-hero h1{max-width:1220px;margin:0 0 28px;color:#f0f0ed;font-family:var(--serif);font-size:clamp(3.2rem,8.5vw,8rem);font-weight:300;line-height:.92;letter-spacing:-.045em}.luxury-hero p{max-width:680px;margin:0 0 34px;color:rgba(234,234,234,.76);font-size:17px;line-height:1.8}.hero-actions{display:flex;flex-wrap:wrap;gap:10px}.luxury-hero-meta{display:flex;flex-wrap:wrap;gap:28px;max-width:900px;margin-top:46px;padding-top:16px;border-top:1px solid rgba(255,255,255,.1)}.luxury-hero-meta span{color:rgba(234,234,234,.54);font-size:9px;letter-spacing:.16em;text-transform:uppercase}
.section{padding:clamp(88px,10vw,160px) 0;background:var(--obsidian)}.section.soft{background:linear-gradient(180deg,#0b0d11,#111318)}.section-head{max-width:860px;margin-bottom:56px}.section-head h2{margin:0 0 20px;color:var(--frost);font-size:clamp(2.8rem,5.7vw,6rem);line-height:.98}.section-head p{max-width:700px;margin:0;color:var(--slate);line-height:1.85}.editorial-grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:1px;background:var(--hair)}.editorial-card{grid-column:span 4;min-height:220px;padding:34px;background:var(--carbon);transition:.7s var(--ease)}.editorial-card:hover{background:#171a20;transform:translateY(-4px)}.editorial-card h3{margin:0 0 10px;color:var(--frost);font:300 28px/1.05 var(--serif)}.editorial-card p{margin:0;color:var(--slate);line-height:1.8}
.service-list{border-top:1px solid var(--hair)}.service-row{display:grid;grid-template-columns:minmax(220px,1fr) minmax(320px,2fr) 50px;align-items:center;gap:32px;padding:31px 0;border-bottom:1px solid var(--hair);text-decoration:none;transition:.6s var(--ease)}.service-row:hover{padding-left:18px;background:rgba(255,255,255,.018)}.service-row h3{margin:0;color:var(--frost);font:300 clamp(1.55rem,2.35vw,2.2rem)/1.05 var(--serif)}.service-row p{max-width:580px;margin:4px 0;color:var(--slate);font-size:13px;line-height:1.7}.service-row .eyebrow{margin-bottom:8px;color:#777d85}.arrow{color:var(--gold);font-size:22px;transition:.5s var(--ease)}.service-row:hover .arrow{transform:translateX(7px)}
.image-story{display:grid;grid-template-columns:1.25fr .75fr;background:var(--carbon);border:1px solid var(--hair)}.image-story .photo{min-height:620px;overflow:hidden}.image-story img{width:100%;height:100%;object-fit:cover;object-position:center 48%;filter:grayscale(.14) saturate(.72) contrast(1.04)}.image-story .copy{padding:clamp(42px,6vw,90px);background:linear-gradient(145deg,#15181e,#0e1014)}.image-story .copy p{color:var(--slate);line-height:1.85}.split{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.split img{width:100%;aspect-ratio:4/3;object-fit:cover;filter:grayscale(.14) saturate(.72) contrast(1.05)}.list-clean{margin:0;padding:0;border-top:1px solid var(--hair);list-style:none}.list-clean li{display:flex;gap:14px;padding:15px 0;border-bottom:1px solid var(--hair);color:var(--slate)}.list-clean li:before{content:"";width:20px;height:1px;margin-top:13px;background:var(--gold);flex:0 0 auto}.advisory-lifecycle{display:grid;grid-template-columns:repeat(6,1fr);border-top:1px solid var(--hair);border-bottom:1px solid var(--hair)}.advisory-lifecycle article{min-height:220px;padding:26px 22px;border-right:1px solid var(--hair);position:relative}.advisory-lifecycle article:last-child{border-right:0}.advisory-lifecycle article:before{content:"";position:absolute;left:22px;top:0;width:34px;height:1px;background:var(--gold)}.advisory-lifecycle h3{margin:30px 0 10px;color:var(--frost);font:300 25px var(--serif)}.advisory-lifecycle p{margin:0;color:var(--slate);font-size:13px;line-height:1.75}
.partner-section{padding:110px 0;background:#0a0b0f;border-top:1px solid var(--hair);border-bottom:1px solid var(--hair);overflow:hidden}.partner-heading{width:min(var(--max),calc(100% - 112px));margin:0 auto 58px}.partner-heading h2{margin:0 0 18px;color:var(--frost);font:300 clamp(2.8rem,5.5vw,6rem)/.98 var(--serif)}.partner-heading p{max-width:720px;margin:0;color:var(--slate);line-height:1.8}.partner-rail{position:relative;overflow:hidden;padding:10px 0}.partner-rail:before,.partner-rail:after{content:"";position:absolute;top:0;bottom:0;width:140px;z-index:2;pointer-events:none}.partner-rail:before{left:0;background:linear-gradient(90deg,#0a0b0f,transparent)}.partner-rail:after{right:0;background:linear-gradient(270deg,#0a0b0f,transparent)}.partner-marquee-track{display:flex;width:max-content;animation:caa-marquee 36s linear infinite;will-change:transform}.partner-group{display:flex;align-items:center;gap:42px;padding-right:42px;flex:0 0 auto}.partner-logo{width:220px;height:108px;display:grid;place-items:center;background:rgba(255,255,255,.015);border:1px solid var(--hair);transition:.5s}.partner-logo:hover{border-color:rgba(200,168,118,.35);background:rgba(255,255,255,.03)}.partner-logo img{width:auto;max-width:150px;max-height:52px;filter:grayscale(1) opacity(.4) contrast(1.2);transition:.5s}.partner-logo:hover img{filter:grayscale(0) opacity(1) contrast(1)}
.vault-section{background:linear-gradient(180deg,#0b0d11,#111318)}.vault-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.vault-visual{position:relative;min-height:560px;display:grid;place-items:center;perspective:1400px}.vault-frame{position:absolute;inset:8% 12%;border:1px solid rgba(200,168,118,.16);transform:rotate(-3deg)}.vault-doc{position:absolute;width:min(68%,430px);height:270px;padding:28px;background:linear-gradient(145deg,rgba(255,255,255,.055),rgba(255,255,255,.012));border:1px solid rgba(255,255,255,.1);backdrop-filter:blur(32px);-webkit-backdrop-filter:blur(32px);box-shadow:0 40px 80px rgba(0,0,0,.32);transition:1.2s var(--ease)}.vault-doc span{color:var(--gold);font-size:8px;letter-spacing:.2em}.vault-doc b{display:block;margin-top:80px;color:var(--frost);font:300 28px var(--serif)}.doc-back{transform:translate(-58px,-40px) rotate(-9deg);opacity:.5}.doc-mid{transform:translate(38px,-12px) rotate(5deg);opacity:.72}.doc-front{transform:translate(0,38px) rotate(-1deg)}.vault-section:hover .doc-back{transform:translate(-82px,-56px) rotate(-10deg)}.vault-section:hover .doc-mid{transform:translate(52px,-18px) rotate(6deg)}.vault-section:hover .doc-front{transform:translate(0,54px) rotate(-1deg)}.vault-copy h2{margin:0 0 20px;color:var(--frost);font:300 clamp(2.8rem,5.5vw,6rem)/.98 var(--serif)}.vault-copy p{max-width:650px;color:var(--slate);line-height:1.85}.vault-points{display:flex;flex-wrap:wrap;gap:8px;margin:30px 0}.vault-points span{padding:10px 12px;background:var(--glass);border:1px solid var(--hair);color:#b4bac1;font-size:9px;letter-spacing:.14em;text-transform:uppercase}
.direct-inquiry{display:grid;grid-template-columns:1fr auto;align-items:center;gap:40px;padding:60px;background:linear-gradient(145deg,#14171c,#0d0f13);border:1px solid var(--hair);box-shadow:0 40px 100px rgba(0,0,0,.28)}.direct-inquiry h2{margin:0 0 14px;color:var(--frost);font-size:clamp(2.8rem,5.5vw,6rem);line-height:.96}.direct-inquiry p{max-width:680px;margin:0;color:var(--slate)}.direct-inquiry-actions,.contact-actions{display:flex;justify-content:flex-end;gap:10px;flex-wrap:wrap}.location{display:grid;grid-template-columns:1fr 1fr;gap:30px}.location-card{padding-top:20px;border-top:1px solid var(--hair)}.location-card h3{margin:0 0 10px;color:var(--frost);font:300 28px var(--serif)}.location-card p,.location-card a{color:var(--slate)}.location-card a{text-decoration:none}.contact-premium-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:start}.contact-premium-grid h2{margin:0 0 18px;font-size:clamp(3rem,6vw,7rem);line-height:.95}.contact-premium-grid p{color:var(--slate)}.contact-lines{display:grid;gap:10px;margin-top:28px}.contact-lines a{color:var(--frost);font-size:17px;text-decoration:none}.contact-lines a:hover{color:var(--gold)}.contact-map-card{position:relative;min-height:520px;padding:44px;background:linear-gradient(145deg,#171a20,#0c0e12);border:1px solid var(--hair);overflow:hidden}.contact-map-card:after{content:"";position:absolute;inset:12%;border:1px solid rgba(200,168,118,.18);transform:rotate(-5deg)}.contact-map-card>*{position:relative;z-index:1}.quote-band{padding:100px 0;background:linear-gradient(135deg,#101217,#08090c);border-top:1px solid var(--hair);border-bottom:1px solid var(--hair)}.quote-grid{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center}.quote-band h2{margin:0 0 12px;color:var(--frost);font:300 clamp(2.8rem,6vw,6.5rem)/.98 var(--serif)}.quote-band p{max-width:650px;margin:0;color:var(--slate)}
.site-footer{padding:90px 0 26px;background:#07080b;color:var(--slate);border-top:1px solid var(--hair)}.footer-grid{display:grid;grid-template-columns:1.4fr .9fr .9fr .9fr;gap:56px}.footer-grid h3{margin:0 0 16px;color:var(--frost);font-size:9px;letter-spacing:.18em;text-transform:uppercase}.footer-grid a{display:block;margin:11px 0;color:var(--slate);font-size:12px;text-decoration:none}.footer-grid a:hover{color:var(--frost)}.footer-brand p{max-width:340px;color:#737a83;line-height:1.8}.footer-lockup img{width:128px}.footer-lockup span{display:none}.footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:44px;padding-top:20px;border-top:1px solid var(--hair);color:#626870;font-size:10px}
.page-hero{position:relative;overflow:hidden;padding:120px 0 92px;background:linear-gradient(180deg,#0c0e12,#08090c);border-bottom:1px solid var(--hair)}.page-hero:after{content:"";position:absolute;inset:auto -10% -50% 40%;height:90%;background:radial-gradient(circle,rgba(200,168,118,.09),transparent 65%);pointer-events:none}.page-hero h1{position:relative;z-index:1;max-width:1100px;margin:0 0 24px;color:var(--frost);font-size:clamp(3.1rem,7vw,8rem);line-height:.94}.page-hero p{position:relative;z-index:1;max-width:720px;margin:0;color:var(--slate);font-size:17px;line-height:1.8}.detail-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:100px}.detail-main p,.detail-aside p{color:var(--slate);line-height:1.85}.detail-main section{padding:0 0 46px;margin-bottom:46px;border-bottom:1px solid var(--hair)}.detail-main section:last-child{border-bottom:0}.detail-main h2,.detail-aside h2{margin:0 0 18px;color:var(--frost);font-size:clamp(2rem,3.5vw,3rem);line-height:1.05}.detail-aside{position:sticky;top:110px;align-self:start}.aside-card{padding:34px;background:var(--glass);border:1px solid var(--hair);border-top-color:rgba(200,168,118,.22);backdrop-filter:blur(40px);-webkit-backdrop-filter:blur(40px);box-shadow:inset 0 1px 0 rgba(255,255,255,.025),0 35px 90px rgba(0,0,0,.2)}.aside-card h3{margin:0 0 8px;color:var(--frost);font:300 28px var(--serif)}.aside-card .btn{width:100%;margin-top:9px}.faq{border-top:1px solid var(--hair)}.faq details{padding:22px 0;border-bottom:1px solid var(--hair)}.faq summary{color:var(--frost);font-weight:600;cursor:pointer}.notice{padding:16px 18px;color:var(--slate);background:rgba(200,168,118,.05);border-left:1px solid var(--gold)}
.calculator-hero{padding:130px 0 90px;background:linear-gradient(145deg,#0c0e12,#07080b);border-bottom:1px solid var(--hair)}.calc-hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:80px;align-items:end}.calculator-hero h1{margin:0;color:var(--frost);font-size:clamp(3.4rem,8vw,9rem);line-height:.9}.calculator-hero p{max-width:720px;color:var(--slate);font-size:17px;line-height:1.8}.calc-hero-note{padding-left:26px;border-left:1px solid rgba(200,168,118,.22);color:var(--slate)}.calc-hero-note strong{display:block;color:var(--frost);font:300 clamp(3rem,5vw,5rem) var(--serif)}.calculator-section{background:#0a0c10}.calc-product{background:linear-gradient(135deg,rgba(255,255,255,.05),rgba(255,255,255,.01));border:1px solid var(--hair);backdrop-filter:blur(40px);-webkit-backdrop-filter:blur(40px);box-shadow:inset 0 1px 0 rgba(255,255,255,.025),0 40px 120px rgba(0,0,0,.35)}.calc-steps{display:grid;grid-template-columns:repeat(3,1fr);border-bottom:1px solid var(--hair)}.calc-step{min-height:68px;padding:18px 20px;background:transparent;border:0;border-right:1px solid var(--hair);color:#6f757d;text-align:left}.calc-step:last-child{border-right:0}.calc-step.active{color:var(--frost);box-shadow:inset 0 -1px 0 var(--gold)}.calc-step em{display:block;color:inherit;font:300 19px var(--serif);font-style:normal}.calc-step span{font-size:9px;letter-spacing:.16em;text-transform:uppercase}.calc-panels{padding:52px}.calc-panel{display:none}.calc-panel.active{display:block;animation:caa-panel-in .7s var(--ease)}.calc-panel h2{margin:12px 0 14px;color:var(--frost);font-size:clamp(2.7rem,5vw,5.5rem);line-height:.98}.calc-helper,.calc-panel>small,.calc-explain p,.source-grid p{color:var(--slate);line-height:1.8}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:34px}.choice{min-height:180px;padding:28px;background:rgba(255,255,255,.02);border:1px solid var(--hair);color:var(--frost);text-align:left;cursor:pointer;transition:.6s var(--ease)}.choice:hover,.choice.selected{background:rgba(255,255,255,.045);border-color:rgba(200,168,118,.42);box-shadow:0 30px 70px rgba(0,0,0,.22);transform:translateY(-4px)}.choice strong{display:block;margin-bottom:10px;color:var(--frost);font:300 29px var(--serif)}.choice span{color:var(--slate);font-size:14px}.calc-field{display:grid;gap:10px;margin-top:32px;max-width:720px}.calc-field span{color:var(--frost);font-size:12px}.calc-field input[type=range]{width:100%;height:28px;margin:0;appearance:none;background:transparent;cursor:pointer}.calc-field input[type=range]::-webkit-slider-runnable-track{height:2px;background:linear-gradient(90deg,var(--gold) 0 var(--range-progress,50%),rgba(255,255,255,.16) var(--range-progress,50%) 100%)}.calc-field input[type=range]::-moz-range-track{height:2px;background:linear-gradient(90deg,var(--gold) 0 var(--range-progress,50%),rgba(255,255,255,.16) var(--range-progress,50%) 100%)}.calc-field input[type=range]::-webkit-slider-thumb{width:22px;height:22px;margin-top:-10px;appearance:none;border:1px solid rgba(234,234,234,.55);border-radius:50%;background:rgba(17,19,24,.9);box-shadow:0 0 0 5px rgba(200,168,118,.08),0 8px 22px rgba(0,0,0,.4)}.calc-field input[type=range]::-moz-range-thumb{width:20px;height:20px;border:1px solid rgba(234,234,234,.55);border-radius:50%;background:rgba(17,19,24,.9)}.calc-field output{display:block;color:var(--frost);font:300 clamp(2rem,4vw,3.4rem) var(--serif);line-height:1}.calc-nav{display:flex;flex-wrap:wrap;gap:10px;margin-top:34px}.calc-result{margin-top:28px;padding:28px 0 22px;border-top:1px solid var(--gold)}.calc-result span{display:block;color:#777d85;font-size:10px;letter-spacing:.18em}.calc-result strong{display:block;margin:12px 0;color:var(--frost);font-size:clamp(4.2rem,9vw,9rem);line-height:1}.calc-result p{margin:0;color:var(--slate)}.calc-explain{max-width:800px;padding-top:24px;border-top:1px solid var(--hair)}.calc-explain h3{margin:0 0 10px;color:var(--frost);font-size:27px}.source-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:100px;align-items:start}.source-grid h2{margin:12px 0 16px;color:var(--frost);font-size:clamp(2.4rem,4.5vw,3.8rem)}.source-card{padding-top:12px;border-top:1px solid var(--gold)}.source-card dl{margin:0}.source-card dl div{display:grid;grid-template-columns:1fr 1.2fr;gap:20px;padding:17px 0;border-bottom:1px solid var(--hair)}.source-card dt{color:#6f757d;font-size:10px;letter-spacing:.12em;text-transform:uppercase}.source-card dd{margin:0;color:var(--frost);font-weight:600}.source-card>a{display:inline-block;margin-top:22px;color:var(--gold);text-decoration:none}
.floating-wa{position:fixed;right:max(20px,env(safe-area-inset-right));bottom:max(20px,calc(18px + env(safe-area-inset-bottom)));z-index:9000;display:inline-flex;align-items:center;gap:10px;min-height:52px;padding:0 16px 0 10px;background:rgba(17,19,24,.82);border:1px solid rgba(255,255,255,.11);color:var(--frost);text-decoration:none;backdrop-filter:blur(30px);-webkit-backdrop-filter:blur(30px);box-shadow:0 24px 70px rgba(0,0,0,.35);font-size:10px;letter-spacing:.1em;text-transform:uppercase}.floating-wa-mark{width:30px;height:30px;display:grid;place-items:center;background:var(--gold);color:var(--obsidian);font-size:8px;font-weight:750}
.mega-menu{position:fixed;inset:0;z-index:10001;background:rgba(8,9,12,.95);backdrop-filter:blur(40px);-webkit-backdrop-filter:blur(40px);opacity:0;visibility:hidden;transform:translateY(-18px);transition:.7s var(--ease)}.mega-menu.open{opacity:1;visibility:visible;transform:none}.mega-menu-inner{height:100%;overflow:auto;padding:120px 0 60px}.mega-close{position:absolute;right:28px;top:26px;width:48px;height:48px;border:1px solid var(--hair);background:var(--glass);color:var(--frost);font-size:20px}.mega-kicker{margin-bottom:42px;color:var(--gold);font-size:10px;letter-spacing:.2em;text-transform:uppercase}.mega-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr 1fr;gap:40px}.mega-col h3{margin:0 0 22px;color:var(--frost);font:300 clamp(28px,3vw,42px)/1 var(--serif)}.mega-col a{display:block;padding:8px 0;color:var(--slate);font-size:13px;text-decoration:none}.mega-col a:hover{color:var(--frost);transform:translateX(5px)}.mega-footer{display:flex;justify-content:space-between;gap:20px;margin-top:70px;padding-top:22px;border-top:1px solid var(--hair);color:#6d737a;font-size:10px;letter-spacing:.12em;text-transform:uppercase}
.luxury-reveal{opacity:0;transform:translateY(40px);transition:opacity 1.8s var(--ease),transform 1.8s var(--ease)}.luxury-reveal.is-visible{opacity:1;transform:none}:focus-visible{outline:1px solid var(--gold);outline-offset:4px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@keyframes caa-logo-in{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}@keyframes caa-cinematic-drift{from{transform:scale(1.045) translate3d(0,0,0)}to{transform:scale(1.09) translate3d(-1.5%,-1%,0)}}@keyframes caa-marquee{to{transform:translate3d(-50%,0,0)}}@keyframes caa-panel-in{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
@media(max-width:1024px){.container{width:min(var(--max),calc(100% - 64px))}.nav-links{display:none}.nav-actions .btn-primary{display:none}.nav-actions{margin-left:auto}.menu{display:block}.mega-trigger{display:none}.luxury-hero h1{font-size:clamp(4rem,10vw,7rem)}.mega-grid{grid-template-columns:1fr 1fr}.vault-grid,.split,.detail-grid,.location,.calc-hero-grid,.source-grid,.contact-premium-grid{grid-template-columns:1fr;gap:50px}.detail-aside{position:static}}
@media(max-width:768px){.container{width:calc(100% - 48px);max-width:none}.nav{min-height:72px}.brand img{width:128px;max-width:180px}.menu{display:block}.mobile-panel{position:fixed;inset:72px 0 0;z-index:9998;width:100%;margin:0;padding:28px 24px max(34px,calc(34px + env(safe-area-inset-bottom)));display:flex;flex-direction:column;background:rgba(8,9,12,.985);backdrop-filter:blur(40px);-webkit-backdrop-filter:blur(40px);opacity:0;visibility:hidden;transform:translateY(-12px);transition:.45s var(--ease)}.mobile-panel.open{opacity:1;visibility:visible;transform:none}.mobile-panel>a:not(.btn){padding:18px 0;border-bottom:1px solid var(--hair);color:var(--frost);font:300 clamp(1.8rem,6vw,2.4rem)/1.1 var(--serif);text-decoration:none}.mobile-panel .mobile-language{margin:20px 0 12px;align-self:flex-start}.mobile-panel .btn{width:100%;margin-top:auto}.luxury-hero{min-height:calc(100svh - 72px)}.luxury-hero-inner{padding:92px 0 38px}.luxury-hero h1{font-size:clamp(2.65rem,10vw,5.2rem)}.luxury-hero p{font-size:15px}.hero-actions{display:grid;grid-template-columns:1fr}.hero-actions .btn{width:100%}.luxury-hero-meta{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:34px}.luxury-hero-media img{object-position:62% 42%;transform:scale(1.04)}.section{padding:76px 0}.section-head h2{font-size:clamp(2.5rem,9vw,4.5rem)}.editorial-grid{grid-template-columns:1fr}.editorial-card{grid-column:auto;min-height:0;padding:28px 24px}.service-row{grid-template-columns:minmax(0,1fr) 34px;gap:18px;padding:25px 0}.service-row>span:nth-child(2){grid-column:1}.service-row .arrow{grid-column:2;grid-row:1/span 2}.service-row:hover{padding-left:0}.image-story{grid-template-columns:1fr}.image-story .photo{min-height:360px}.image-story .copy{padding:40px 24px}.advisory-lifecycle{display:block}.advisory-lifecycle article{min-height:0;padding:24px 24px 30px;border-right:0;border-bottom:1px solid var(--hair)}.advisory-lifecycle article:last-child{border-bottom:0}.partner-section{padding:80px 0}.partner-heading{width:calc(100% - 48px);margin-bottom:34px}.partner-heading h2{font-size:clamp(2.6rem,9vw,4.2rem)}.partner-rail:before,.partner-rail:after{width:52px}.partner-marquee-track{animation-duration:44s}.partner-group{gap:18px;padding-right:18px}.partner-logo{width:154px;height:82px}.partner-logo img{max-width:108px;max-height:40px}.vault-grid{grid-template-columns:1fr;gap:38px}.vault-visual{min-height:360px}.vault-doc{width:76%;height:210px;padding:22px}.vault-doc b{margin-top:55px;font-size:23px}.direct-inquiry{grid-template-columns:1fr;gap:28px;padding:38px 24px}.direct-inquiry-actions .btn,.contact-actions .btn{width:100%}.location{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:34px}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:8px}.page-hero{padding:82px 0 68px}.page-hero h1{font-size:clamp(2.8rem,10vw,5.5rem)}.detail-grid{grid-template-columns:1fr;gap:46px}.detail-aside{position:static}.aside-card{padding:28px 24px}.calculator-hero{padding:82px 0 62px}.calc-hero-grid,.source-grid,.contact-premium-grid{grid-template-columns:1fr;gap:34px}.calc-hero-note{border-left:0;border-top:1px solid rgba(200,168,118,.22);padding:22px 0 0}.calc-panels{padding:34px 24px}.calc-steps{grid-template-columns:1fr 1fr 1fr}.calc-step{padding:16px 10px}.choice-grid{grid-template-columns:1fr}.choice{min-height:145px}.calc-result strong{font-size:clamp(4rem,16vw,6rem)}.source-card dl div{grid-template-columns:1fr;gap:6px}.floating-wa{left:24px;right:24px;justify-content:center;bottom:max(14px,calc(12px + env(safe-area-inset-bottom)))}.mega-menu-inner{padding-top:100px}.mega-grid{grid-template-columns:1fr;gap:34px}.mega-col h3{font-size:32px}.mega-footer{display:block}.mega-footer span{display:block;margin-top:8px}.quote-grid{grid-template-columns:1fr;gap:40px}.quote-grid .btn{width:100%}}
@media(max-width:420px){.container{width:calc(100% - 48px)}.brand img{width:118px}.luxury-hero h1{font-size:clamp(2.55rem,10.5vw,4rem)}.luxury-hero-meta{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.partner-logo{width:138px;height:76px}.partner-logo img{max-width:96px;max-height:38px}.calc-panels{padding:28px 20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}.brand img,.luxury-hero-media img,.partner-marquee-track{animation:none!important;opacity:1!important;transform:none!important}.luxury-reveal{opacity:1!important;transform:none!important;transition:none!important}.site-header,.btn,.service-row,.vault-doc,.mega-menu,.floating-wa{transition:none!important}}
/* V3.1 forensic remediation: calculator architecture + controlled responsive system */
.motor-tools{background:linear-gradient(135deg,rgba(255,255,255,.035),rgba(255,255,255,.01));border:1px solid rgba(255,255,255,.06);box-shadow:inset 0 1px 0 rgba(255,255,255,.025),0 40px 110px rgba(0,0,0,.28);backdrop-filter:blur(40px);-webkit-backdrop-filter:blur(40px)}
.tool-tabs{display:grid;grid-template-columns:repeat(3,1fr);border-bottom:1px solid var(--hair)}
.tool-tab{min-height:76px;padding:18px 24px;background:transparent;color:#6f757d;border:0;border-right:1px solid var(--hair);text-align:left;cursor:pointer;transition:color .4s var(--ease),background .4s var(--ease),box-shadow .4s var(--ease)}
.tool-tab:last-child{border-right:0}.tool-tab span{display:block;font-size:9px;letter-spacing:.18em}.tool-tab em{display:block;margin-top:5px;font:300 20px/1.1 var(--serif);font-style:normal}.tool-tab.active{color:var(--frost);background:rgba(255,255,255,.025);box-shadow:inset 0 -1px 0 var(--gold)}
.tool-panel{display:none;padding:56px}.tool-panel.active{display:block;animation:caa-panel-in .55s var(--ease)}.tool-kicker{color:var(--gold);font-size:9px;font-weight:650;letter-spacing:.18em;text-transform:uppercase}.tool-panel h2{margin:12px 0 14px;color:var(--frost);font:300 clamp(2.4rem,5vw,5.4rem)/.98 var(--serif);letter-spacing:-.035em}.tool-intro{max-width:760px;color:var(--slate);line-height:1.8}.tool-choice-row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:34px}.tool-choice{min-height:120px;padding:24px;background:rgba(255,255,255,.018);border:1px solid var(--hair);color:var(--frost);text-align:left;cursor:pointer;transition:all .45s var(--ease)}.tool-choice:hover,.tool-choice.selected{background:rgba(255,255,255,.04);border-color:rgba(200,168,118,.38);transform:translateY(-2px)}.tool-choice strong{display:block;font:300 28px/1.1 var(--serif)}.tool-choice span{display:block;margin-top:8px;color:var(--slate);font-size:13px}
.numeric-grid{display:grid;grid-template-columns:minmax(0,720px);gap:18px;margin-top:30px}.numeric-grid.two-col{grid-template-columns:repeat(2,minmax(0,1fr));max-width:920px}.numeric-field{display:grid;gap:9px}.numeric-field>span,.secondary-range label{color:var(--frost);font-size:11px;letter-spacing:.1em;text-transform:uppercase}.numeric-field input{width:100%;min-height:64px;padding:12px 16px;background:rgba(255,255,255,.018)!important;border:1px solid rgba(255,255,255,.1)!important;border-radius:0!important;color:var(--frost)!important;font:300 clamp(1.5rem,3vw,2.2rem) var(--serif)!important;outline:none}.numeric-field input:focus{border-color:var(--gold)!important;box-shadow:0 0 0 1px rgba(200,168,118,.18)}.field-error{min-height:18px;color:#d6a7a7;font-size:11px}.preset-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:2px}.preset{min-height:42px;padding:0 14px;border:1px solid var(--hair);background:transparent;color:var(--slate);font-size:10px;letter-spacing:.1em;text-transform:uppercase;cursor:pointer;transition:.35s var(--ease)}.preset:hover{color:var(--frost);border-color:rgba(200,168,118,.4)}.secondary-range{display:grid;gap:8px;max-width:680px;margin-top:24px}.secondary-range input[type=range]{width:100%;height:28px;appearance:none;background:transparent}.secondary-range input[type=range]::-webkit-slider-runnable-track{height:2px;background:linear-gradient(90deg,var(--gold),rgba(255,255,255,.16))}.secondary-range input[type=range]::-webkit-slider-thumb{appearance:none;width:22px;height:22px;margin-top:-10px;border:1px solid rgba(234,234,234,.55);border-radius:50%;background:var(--carbon);box-shadow:0 0 0 5px rgba(200,168,118,.08)}.secondary-range input[type=range]::-moz-range-track{height:2px;background:linear-gradient(90deg,var(--gold),rgba(255,255,255,.16))}.secondary-range input[type=range]::-moz-range-thumb{width:20px;height:20px;border:1px solid rgba(234,234,234,.55);border-radius:50%;background:var(--carbon)}
.tool-result{margin-top:44px;padding:30px 0 22px;border-top:1px solid var(--gold)}.tool-result>span{display:block;color:#777d85;font-size:9px;letter-spacing:.18em}.tool-result>strong{display:block;margin:12px 0;color:var(--frost);font:300 clamp(3.6rem,8vw,7.2rem)/.95 var(--serif);letter-spacing:-.04em}.result-meta{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;margin:18px 0 0;border-top:1px solid var(--hair)}.result-meta div{padding:17px 18px 17px 0;border-right:1px solid var(--hair)}.result-meta div+div{padding-left:18px}.result-meta div:last-child{border-right:0}.result-meta dt{color:#6f757d;font-size:9px;letter-spacing:.12em;text-transform:uppercase}.result-meta dd{margin:7px 0 0;color:var(--frost);font-size:13px;line-height:1.5}.result-disclaimer{max-width:820px;margin:22px 0 0;color:var(--slate);line-height:1.75;font-size:13px}.ncb-options{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:8px;margin-top:32px}.ncb-option{min-height:100px;padding:15px 10px;background:transparent;border:1px solid var(--hair);color:var(--slate);cursor:pointer;text-align:left;transition:.4s var(--ease)}.ncb-option span{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.1em}.ncb-option strong{display:block;margin-top:18px;color:var(--frost);font:300 28px var(--serif)}.ncb-option:hover,.ncb-option.selected{border-color:rgba(200,168,118,.4);background:rgba(255,255,255,.03);color:var(--frost)}
.partner-logo{background:transparent!important;border-color:transparent!important}.partner-logo:hover{background:transparent!important;border-color:transparent!important}.partner-logo img{filter:grayscale(100%) brightness(1.2) contrast(1.2) opacity(.5)!important}.partner-logo:hover img{filter:grayscale(100%) brightness(1.8) contrast(1.2) opacity(1)!important}
.brand img{max-width:160px}
@media(max-width:768px){.container{width:calc(100% - 48px)}.tool-tabs{grid-template-columns:1fr}.tool-tab{min-height:64px;border-right:0;border-bottom:1px solid var(--hair);padding:14px 18px}.tool-tab:last-child{border-bottom:0}.tool-tab em{font-size:18px}.tool-panel{padding:34px 22px}.tool-panel h2{font-size:clamp(2.2rem,9vw,4rem)}.tool-choice-row,.numeric-grid.two-col,.result-meta{grid-template-columns:1fr}.tool-choice{min-height:104px}.numeric-field input{min-height:62px}.result-meta div,.result-meta div+div{padding:14px 0;border-right:0;border-bottom:1px solid var(--hair)}.result-meta div:last-child{border-bottom:0}.ncb-options{grid-template-columns:repeat(3,minmax(0,1fr))}.ncb-option{min-height:92px}.ncb-option strong{margin-top:12px}.partner-logo{background:transparent!important}}
@media(max-width:420px){.tool-panel{padding:30px 18px}.tool-choice strong{font-size:24px}.numeric-field input{font-size:1.45rem!important}.tool-result>strong{font-size:clamp(3.3rem,16vw,5.2rem)}.ncb-options{grid-template-columns:repeat(2,minmax(0,1fr))}.preset{flex:1 1 calc(50% - 8px)}}
@media(max-width:768px){.menu{z-index:9999}.mobile-panel{z-index:9998}.mobile-panel.open{pointer-events:auto}.mobile-panel:not(.open){pointer-events:none}.site-header{z-index:10000}.mobile-panel .btn{min-height:52px}.brand img{width:128px;max-width:160px}}

/* V3.1 forensic refinements */
:root{--content-pad:clamp(20px,5vw,40px)}
html{background:var(--obsidian,#08090c);text-rendering:optimizeLegibility}
body{overflow-x:hidden}
.container{width:min(1180px,calc(100% - 2*var(--content-pad)));margin-inline:auto}
.site-header{isolation:isolate}
.menu{z-index:10000}
.mobile-panel{z-index:9999}
.brand img{max-width:160px;height:auto;display:block}
.numeric-field input[type=number]::-webkit-inner-spin-button,.numeric-field input[type=number]::-webkit-outer-spin-button{opacity:.75}
.numeric-field input[type=number]{-moz-appearance:textfield}
.field-error:empty{display:block}
.tool-result{scroll-margin-bottom:120px}
@media(max-width:768px){
  .container{width:calc(100% - 2*var(--content-pad))}
  .site-header .nav{min-height:68px}
  .brand img{max-width:136px}
  .tool-panel{padding-inline:var(--content-pad)}
  .numeric-grid,.numeric-grid.two-col{grid-template-columns:1fr}
  .numeric-field input{min-height:68px;font-size:1.35rem!important}
  .preset{min-height:48px}
  .tool-result>strong{overflow-wrap:anywhere}
  .floating-wa{bottom:max(14px,calc(14px + env(safe-area-inset-bottom)));z-index:1200}
}
@media(prefers-reduced-motion:reduce){.tool-panel.active{animation:none}.tool-choice:hover,.tool-choice.selected{transform:none}.preset,.numeric-field input{transition:none}}

.config-status{margin-top:16px;color:var(--slate);font-size:11px;line-height:1.6;min-height:18px}.config-status:not(:empty){padding:10px 12px;border-left:1px solid var(--gold);background:rgba(255,255,255,.015)}

/* V4 FINAL EXECUTION — authoritative brand, CTA, calculator and mobile pass */
header img, .navbar-brand img, .header-logo img, .brand-logo {
    max-height: 65px !important;
    width: auto !important;
    object-fit: contain !important;
    mix-blend-mode: screen !important;
    filter: grayscale(100%) brightness(1.5) contrast(1.2) !important;
}
.partner-logos img, .marquee img, .insurer-logo, .partner-logo img {
    filter: grayscale(100%) brightness(1.2) contrast(1.2) !important;
    opacity: 0.5 !important;
    transition: all 0.6s cubic-bezier(0.16, 1, 0.3, 1) !important;
}
.partner-logos img:hover, .marquee img:hover, .insurer-logo:hover, .partner-logo img:hover {
    filter: grayscale(100%) brightness(1.8) contrast(1.2) !important;
    opacity: 1 !important;
}

.glass-panel {
    background: linear-gradient(135deg, rgba(255,255,255,.03), rgba(255,255,255,.01));
    backdrop-filter: blur(40px);
    -webkit-backdrop-filter: blur(40px);
    border: 1px solid rgba(255,255,255,.06);
    box-shadow: inset 0 1px 0 rgba(255,255,255,.025), 0 40px 110px rgba(0,0,0,.28);
}

.contact-actions, .button-group {
    display: flex; flex-wrap: wrap; gap: 16px; align-items: center; margin-top: 24px;
}
.btn-primary, .btn-secondary, .btn-whatsapp, a[href^="tel:"].btn-outline, a[href^="tel:"].btn-outline-dark, a[href^="tel:"].btn-light {
    display: inline-flex !important; align-items: center !important; justify-content: center !important;
    height: 52px !important; min-height: 52px !important;
    padding: 0 32px !important; font-size: 13px !important; font-weight: 600 !important;
    letter-spacing: 0.1em !important; text-transform: uppercase !important;
    text-decoration: none !important; border-radius: 4px !important; box-sizing: border-box !important;
}
.btn-whatsapp { background-color: #C8A876 !important; color: #08090C !important; border: 1px solid #C8A876 !important; }
a[href^="tel:"].btn-outline, a[href^="tel:"].btn-outline-dark, a[href^="tel:"].btn-light { background-color: transparent !important; color: #EAEAEA !important; border: 1px solid rgba(255,255,255,.2) !important; }
.contact-details-list { display: flex !important; flex-direction: column !important; gap: 16px !important; margin-bottom: 32px !important; }
.contact-details-list p, .contact-details-list a { margin: 0 !important; line-height: 1.5 !important; font-size: 1.1rem !important; color: #EAEAEA !important; }
.micro-label { margin-top: 48px !important; margin-bottom: 12px !important; display: block; }

/* Native NCB selector: precise, accessible and touch-friendly. */
.ncb-select-field { display: grid; gap: 10px; max-width: 680px; margin-top: 32px; }
.ncb-select-field > span { color: var(--frost); font-size: 11px; letter-spacing: .1em; text-transform: uppercase; }
.ncb-select-field select {
    width: 100%; min-height: 64px; padding: 0 18px; appearance: none;
    background: rgba(255,255,255,.018); color: var(--frost);
    border: 1px solid rgba(255,255,255,.1); border-radius: 0;
    outline: none; font-size: 16px; cursor: pointer;
    background-image: linear-gradient(45deg, transparent 50%, var(--gold) 50%), linear-gradient(135deg, var(--gold) 50%, transparent 50%);
    background-position: calc(100% - 22px) 28px, calc(100% - 16px) 28px;
    background-size: 6px 6px, 6px 6px; background-repeat: no-repeat;
}
.ncb-select-field select:focus { border-color: var(--gold); box-shadow: 0 0 0 1px rgba(200,168,118,.18); }
.ncb-select-field option { background: #111318; color: #eaeaea; }

/* Portal / Admin closed-loop application styling. */
body.portal-shell a, body.admin-shell a, .portal-app a, .admin-app a,
body[class*="portal"] a, body[class*="admin"] a {
    color: #C8A876 !important; text-decoration: none !important; transition: color .3s ease !important;
}
body.portal-shell a:hover, body.admin-shell a:hover, .portal-app a:hover, .admin-app a:hover,
body[class*="portal"] a:hover, body[class*="admin"] a:hover { color: #EAEAEA !important; text-decoration: none !important; }

@media(max-width:768px){
    main, .container {
        padding-inline: clamp(20px, 5vw, 40px) !important;
        box-sizing: border-box !important;
        max-width: 100vw !important;
    }
    main .container { width: 100% !important; }
    h1, .hero-title { font-size: clamp(2.5rem, 6vw + 1rem, 7rem) !important; letter-spacing: -0.03em !important; }
    .menu { z-index: 9999 !important; }
    .mobile-panel { z-index: 9999 !important; }
    .site-footer { padding-bottom: 112px; }
    .floating-wa { bottom: max(14px, calc(12px + env(safe-area-inset-bottom))); z-index: 1200; }
    .contact-actions, .button-group { gap: 12px; }
    .contact-actions .btn, .button-group .btn { width: 100%; }
    .ncb-select-field select { min-height: 68px; font-size: 17px; }
}
@media(max-width:420px){
    main, .container { padding-inline: clamp(20px, 5vw, 24px) !important; }
    .tool-panel { padding-inline: 20px !important; }
}
@media(prefers-reduced-motion:reduce){
    .partner-logos img, .marquee img, .insurer-logo, .partner-logo img { transition: none !important; }
}

/* ==========================================================
   CHIRAG WORLD-CLASS PRODUCT PASS — MATERIAL + MOTION LAYER
   ========================================================== */
:root{--motion-fast:280ms;--motion-standard:500ms;--motion-slow:900ms;--motion-cinematic:1600ms;--metal:linear-gradient(115deg,#8e8f91 0%,#d7d4cc 24%,#9d9d9b 48%,#c8a876 62%,#6e7074 100%)}
html{overflow-x:clip}.motion-locked{overflow:hidden}.container{width:min(var(--max),calc(100% - clamp(40px,10vw,80px)))}
.site-header{isolation:isolate}.brand img{width:clamp(92px,8.6vw,125px);max-width:135px;max-height:48px;object-fit:contain;mix-blend-mode:screen;filter:grayscale(1) brightness(1.5) contrast(1.18);transition:filter .6s var(--ease),transform .6s var(--ease)}
.btn{min-height:52px;padding-inline:28px;border-radius:2px;letter-spacing:.12em}.btn-gold{background:linear-gradient(105deg,#b89b6a,#d2b981 48%,#b99b6a);background-size:220% 100%;background-position:0 50%;box-shadow:inset 0 0 0 1px rgba(255,255,255,.15),0 10px 34px rgba(0,0,0,.16);transition:transform .7s var(--ease),background-position .9s var(--ease),box-shadow .7s var(--ease)}.btn-gold:hover{background-position:100% 50%;box-shadow:inset 0 0 0 1px rgba(255,255,255,.2),0 14px 42px rgba(0,0,0,.22)}
.hero-word{display:inline-block;will-change:transform,opacity}.luxury-hero h1{overflow:visible}.luxury-hero-media{isolation:isolate}.luxury-hero-media img{position:relative;z-index:0}.caa-hero-shader{position:absolute;inset:0;width:100%;height:100%;z-index:1;pointer-events:none;mix-blend-mode:screen;opacity:.55}.luxury-hero-media:after{z-index:2}.luxury-hero-inner{z-index:3}
.ambient-card,.glass-panel,.editorial-card,.tool-panel,.source-card,.direct-inquiry{position:relative;isolation:isolate}.ambient-card:before,.glass-panel:before,.editorial-card:before,.tool-panel:before,.source-card:before,.direct-inquiry:before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;background:radial-gradient(260px circle at var(--card-x,50%) var(--card-y,50%),rgba(200,168,118,.075),transparent 65%);opacity:0;transition:opacity .5s ease}.ambient-card:hover:before,.glass-panel:hover:before,.editorial-card:hover:before,.tool-panel:hover:before,.source-card:hover:before,.direct-inquiry:hover:before{opacity:1}
.editorial-card,.tool-panel,.source-card,.direct-inquiry{border-color:rgba(255,255,255,.055);box-shadow:inset 0 1px 0 rgba(255,255,255,.025)}
.partner-logo img,.partner-logos img,.marquee img,.insurer-logo{filter:grayscale(1) brightness(1.2) contrast(1.2)!important;opacity:.5!important;transition:filter .6s var(--ease),opacity .6s var(--ease)!important}.partner-logo img:hover,.partner-logos img:hover,.marquee img:hover,.insurer-logo:hover{filter:grayscale(1) brightness(1.8) contrast(1.2)!important;opacity:1!important}
.caa-footer-material{position:absolute;inset:0;pointer-events:none;opacity:.38;background:radial-gradient(55% 90% at 15% 15%,rgba(200,168,118,.10),transparent 50%),linear-gradient(120deg,transparent 20%,rgba(255,255,255,.025) 46%,transparent 72%);background-size:120% 120%,260% 100%;animation:caa-metal-sweep 16s ease-in-out infinite alternate}.site-footer{position:relative;overflow:hidden}.site-footer>.container{position:relative;z-index:2}
@keyframes caa-metal-sweep{from{background-position:0% 0%,0% 50%}to{background-position:100% 100%,100% 50%}}
@media (max-width:900px){.container{width:min(100% - 40px,var(--max))}.nav-links,.mega-trigger{display:none}.menu{display:block;margin-left:auto;z-index:9999}.nav{min-height:76px}.brand img{width:100px;max-width:110px}.luxury-hero{min-height:calc(100svh - 76px)}.luxury-hero-inner{padding-bottom:52px}.luxury-hero h1{font-size:clamp(2.6rem,7vw + .8rem,5.5rem)}.section{padding-block:78px}.editorial-grid{grid-template-columns:1fr}.editorial-card{grid-column:auto}.split,.image-story{grid-template-columns:1fr}.image-story .photo{min-height:360px}.advisory-lifecycle{grid-template-columns:1fr}.advisory-lifecycle article{border-right:0;border-bottom:1px solid var(--hair);min-height:auto;padding:24px}.partner-heading{width:calc(100% - 40px)}.floating-wa{right:16px;bottom:max(16px,env(safe-area-inset-bottom));max-width:calc(100vw - 32px)}.caa-hero-shader{opacity:.28}}
@media (max-width:600px){main,.container{box-sizing:border-box}.hero-actions,.direct-inquiry-actions{align-items:stretch}.hero-actions .btn,.direct-inquiry-actions .btn{width:100%}.luxury-hero-media img{object-position:56% 42%;transform:scale(1.015)}.luxury-hero p{font-size:15px}.service-row{grid-template-columns:1fr 28px;gap:14px;padding:24px 0}.service-row>span:nth-child(2){grid-column:1/-1;grid-row:2}.service-row h3{font-size:1.7rem}.service-row:hover{padding-left:0}.partner-section{padding-block:78px}.partner-logo{min-width:120px}.partner-group{gap:22px}.contact-premium-grid{grid-template-columns:1fr}.site-footer{padding-bottom:calc(70px + env(safe-area-inset-bottom))}.btn{min-height:50px;padding-inline:20px}.mobile-panel{padding-inline:20px}.mobile-panel .btn{width:100%}}
@media (prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important}.caa-hero-shader,.caa-footer-material{display:none}.luxury-reveal{opacity:1!important;transform:none!important}}

/* ==========================================================
   CHIRAG FINAL FORENSIC WORLD-CLASS PASS
   Progressive enhancement: content is visible before motion.
   ========================================================== */
:root{
  --obsidian:#08090C;--carbon:#111318;--carbon2:#171A20;--frost:#EAEAEA;--slate:#8E949C;--gold:#C8A876;
  --line:rgba(255,255,255,.08);--line-soft:rgba(255,255,255,.055);--glass:rgba(255,255,255,.025);
  --ease-premium:cubic-bezier(.16,1,.3,1);--motion-fast:280ms;--motion-standard:500ms;--motion-slow:900ms;--motion-cinematic:1600ms;
  --content-pad:clamp(20px,5vw,40px);
}
html{background:var(--obsidian);overflow-x:clip}
body{background:var(--obsidian);color:var(--frost);overflow-x:hidden}
/* fail-safe: never hide content merely because JS/GSAP fails */
.luxury-reveal{opacity:1;transform:none;transition:none}
html.motion-enhanced .luxury-reveal{opacity:0;transform:translate3d(0,40px,0);will-change:transform,opacity;transition:opacity 1.4s var(--ease-premium),transform 1.4s var(--ease-premium)}
html.motion-enhanced .luxury-reveal.is-visible{opacity:1;transform:none}
html.motion-enhanced .hero-word{opacity:0;transform:translate3d(0,105%,0)}
html.motion-enhanced .hero-word.is-visible{opacity:1;transform:none}
/* brand lockup */
.brand{gap:12px;min-width:0}
.brand img{width:auto!important;height:54px!important;max-width:54px!important;max-height:54px!important;object-fit:contain!important;mix-blend-mode:normal!important;filter:none!important;opacity:1!important;transform:none!important}
.brand-wordmark{display:flex;flex-direction:column;line-height:.95;white-space:nowrap}
.brand-wordmark strong{font:600 13px/1 var(--sans);letter-spacing:.18em;color:var(--frost)}
.brand-wordmark small{margin-top:6px;font:500 8px/1 var(--sans);letter-spacing:.28em;color:var(--gold)}
.site-header.scrolled .brand img{transform:none}
.site-header.scrolled .brand-wordmark strong{color:#fff}
/* premium page geometry */
.container{width:min(1180px,calc(100% - 2*var(--content-pad)));margin-inline:auto}
.section{padding-block:clamp(72px,8vw,124px)}
.section-head{margin-bottom:42px}
.page-hero{padding-block:clamp(76px,10vw,132px) clamp(62px,8vw,96px)}
/* cinematic hero */
.luxury-hero{min-height:calc(100svh - 86px);isolation:isolate}
.luxury-hero-media img{animation:none;transform:scale(1.045);will-change:transform;filter:grayscale(.08) saturate(.74) contrast(1.07) brightness(.5)}
.luxury-hero-media{position:absolute;inset:0;overflow:hidden}.luxury-hero-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;z-index:0}.caa-hero-shader{position:absolute;inset:0;width:100%;height:100%;z-index:1;pointer-events:none;mix-blend-mode:screen;opacity:.72}.luxury-hero-media:after{z-index:2}
html.motion-enhanced .luxury-hero-media img{transition:transform 2s var(--ease-premium),filter 1.6s var(--ease-premium)}
.luxury-hero-inner{max-width:1180px}
.luxury-hero h1{max-width:980px;font-size:clamp(3rem,7.6vw,7.8rem);line-height:.9}
.luxury-hero p{font-size:clamp(15px,1.25vw,18px)}
.hero-actions .btn,.direct-inquiry-actions .btn{min-height:52px}
/* signature ecosystem */
.protection-ecosystem{position:relative;display:grid;grid-template-columns:minmax(300px,.9fr) minmax(0,1.1fr);gap:clamp(40px,8vw,110px);align-items:center;min-height:620px}
.ecosystem-stage{position:relative;min-height:560px;display:grid;place-items:center;overflow:hidden;border:1px solid var(--line);background:radial-gradient(circle at 50% 50%,rgba(200,168,118,.06),transparent 38%),linear-gradient(145deg,#11141a,#08090c)}
.ecosystem-stage:before{content:"";position:absolute;inset:15%;border:1px solid rgba(200,168,118,.16);border-radius:50%;transform:rotate(-12deg)}
.ecosystem-stage:after{content:"";position:absolute;inset:25%;border:1px solid rgba(255,255,255,.06);border-radius:50%;animation:ecosystem-orbit 18s linear infinite}
.ecosystem-core{position:relative;z-index:2;width:170px;height:170px;display:grid;place-items:center;text-align:center;border:1px solid rgba(200,168,118,.45);background:radial-gradient(circle at 35% 30%,rgba(255,255,255,.08),rgba(255,255,255,.01) 62%),#0d0f13;box-shadow:0 0 0 18px rgba(200,168,118,.025),0 40px 100px rgba(0,0,0,.4);font:300 24px/1.05 var(--serif)}
.ecosystem-node{position:absolute;z-index:3;min-width:90px;padding:10px 12px;border:1px solid rgba(255,255,255,.08);background:rgba(17,19,24,.72);backdrop-filter:blur(16px);color:var(--slate);font-size:9px;letter-spacing:.14em;text-transform:uppercase;text-align:center;transition:transform .6s var(--ease-premium),color .4s,border-color .4s}
.ecosystem-node:hover,.ecosystem-node.is-active{color:var(--frost);border-color:rgba(200,168,118,.45);transform:translateY(-4px)}
.ecosystem-node:nth-child(2){top:12%;left:50%;transform:translateX(-50%)}.ecosystem-node:nth-child(3){top:23%;right:7%}.ecosystem-node:nth-child(4){top:50%;right:3%}.ecosystem-node:nth-child(5){bottom:18%;right:10%}.ecosystem-node:nth-child(6){bottom:8%;left:50%;transform:translateX(-50%)}.ecosystem-node:nth-child(7){bottom:18%;left:10%}.ecosystem-node:nth-child(8){top:50%;left:3%}.ecosystem-node:nth-child(9){top:23%;left:7%}.ecosystem-node:nth-child(10){top:5%;left:18%}.ecosystem-node:nth-child(11){bottom:5%;left:27%}.ecosystem-node:nth-child(12){bottom:5%;right:27%}.ecosystem-node:nth-child(13){top:5%;right:18%}
.ecosystem-copy h2{margin:0 0 20px;font:300 clamp(2.8rem,5.5vw,6rem)/.96 var(--serif);letter-spacing:-.035em}.ecosystem-copy p{max-width:650px;color:var(--slate);line-height:1.85}.ecosystem-index{display:flex;flex-wrap:wrap;gap:8px;margin-top:30px}.ecosystem-index span{padding:9px 11px;border:1px solid var(--line);color:#aab0b7;font-size:9px;letter-spacing:.13em;text-transform:uppercase}
/* service cinema */
.service-cinema{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);min-height:620px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#0a0c10}
.service-cinema-visual{position:relative;overflow:hidden;min-height:620px;background:#111318}.service-cinema-visual img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;filter:grayscale(.08) saturate(.72) contrast(1.06) brightness(.54);transform:scale(1.03);transition:opacity .6s var(--ease-premium),transform 1.2s var(--ease-premium),clip-path .8s var(--ease-premium)}
.service-cinema-visual:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,9,12,.12),rgba(8,9,12,.7)),linear-gradient(180deg,transparent 55%,rgba(8,9,12,.72));pointer-events:none}.service-cinema-copy{padding:clamp(38px,6vw,82px);display:flex;flex-direction:column;justify-content:center;background:linear-gradient(145deg,#14171c,#0b0d11)}.service-cinema-copy .service-index{color:var(--gold);font-size:10px;letter-spacing:.2em}.service-cinema-copy h2{margin:18px 0 14px;font:300 clamp(2.8rem,5.6vw,6rem)/.94 var(--serif)}.service-cinema-copy p{color:var(--slate);line-height:1.85}.service-cinema-links{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:26px}.service-cinema-links button{appearance:none;border:1px solid var(--line);background:transparent;color:var(--slate);padding:14px;text-align:left;cursor:pointer;font-size:10px;letter-spacing:.1em;text-transform:uppercase;transition:.45s var(--ease-premium)}.service-cinema-links button:hover,.service-cinema-links button.is-active{color:var(--frost);border-color:rgba(200,168,118,.42);background:rgba(255,255,255,.025)}
/* materials */
.glass-panel,.motor-tools,.direct-inquiry,.aside-card,.source-card{background:linear-gradient(135deg,rgba(255,255,255,.035),rgba(255,255,255,.01));border:1px solid var(--line-soft);backdrop-filter:blur(34px);-webkit-backdrop-filter:blur(34px);box-shadow:inset 0 1px 0 rgba(255,255,255,.025),0 30px 90px rgba(0,0,0,.24)}
.ambient-card,.glass-panel,.editorial-card,.tool-panel,.source-card,.direct-inquiry{isolation:isolate}
/* partner rail: institutional, no colour restore */
.partner-logo{width:190px;height:90px;border:0;background:transparent}.partner-logo img{max-width:138px;max-height:46px;filter:grayscale(1) brightness(1.2) contrast(1.2)!important;opacity:.5!important}.partner-logo:hover img{filter:grayscale(1) brightness(1.8) contrast(1.2)!important;opacity:1!important}
/* calculator financial instrument */
.motor-tools{overflow:hidden}.tool-result{position:relative}.tool-result strong{font-variant-numeric:tabular-nums lining-nums}.gst-breakdown{display:grid;grid-template-columns:1fr 1fr;max-width:640px;margin-top:22px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.gst-breakdown div{padding:14px 18px;border-right:1px solid var(--line)}.gst-breakdown div:nth-child(2n){border-right:0}.gst-breakdown dt{color:#737a82;font-size:9px;letter-spacing:.14em;text-transform:uppercase}.gst-breakdown dd{margin:6px 0 0;color:var(--frost);font:500 17px/1.2 var(--sans)}.gst-breakdown .gst-total{grid-column:1/-1;border-top:1px solid var(--line);border-right:0}.gst-note{max-width:680px;margin:12px 0 0;color:#737a82;font-size:11px;line-height:1.6}
/* footer scene */
.site-footer{position:relative;overflow:hidden;padding-block:clamp(72px,8vw,104px) 26px}.site-footer:before{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(45% 90% at 10% 15%,rgba(200,168,118,.08),transparent 55%),linear-gradient(115deg,transparent 20%,rgba(255,255,255,.025) 48%,transparent 72%);background-size:120% 120%,260% 100%;animation:caa-footer-metal 18s ease-in-out infinite alternate}.site-footer>.container{position:relative;z-index:2}.footer-lockup{display:flex;align-items:center;gap:12px}.footer-lockup img{width:52px!important;height:66px;object-fit:contain}.footer-lockup span{display:flex;flex-direction:column}.footer-lockup strong{font:600 14px/1 var(--sans);letter-spacing:.18em;color:var(--frost)}.footer-lockup small{margin-top:5px;color:var(--gold);font-size:8px;letter-spacing:.24em}.footer-grid a{transition:color .35s var(--ease-premium),transform .35s var(--ease-premium)}.footer-grid a:hover{transform:translateX(3px)}
/* page transitions / controls */
.caa-page-curtain{position:fixed;inset:0;z-index:20000;background:linear-gradient(120deg,#08090c,#111318 48%,#08090c);transform:translateY(100%);pointer-events:none}.page-transitioning .caa-page-curtain{animation:caa-curtain .65s var(--ease-premium) forwards}
.menu-open{overflow:hidden}.menu{z-index:10002!important}.mobile-panel{z-index:10001!important}
/* buttons as physical objects */
.btn{transform:translate3d(0,0,0);will-change:transform}.btn:before{content:"";position:absolute;inset:-20%;background:linear-gradient(115deg,transparent 38%,rgba(255,255,255,.14) 49%,transparent 60%);transform:translateX(-120%) skewX(-12deg);transition:transform .9s var(--ease-premium);pointer-events:none}.btn:hover:before{transform:translateX(120%) skewX(-12deg)}.btn:active{transform:translate3d(0,1px,0) scale(.992)}
/* safe floating control */
.floating-wa{right:max(16px,env(safe-area-inset-right));bottom:max(16px,calc(16px + env(safe-area-inset-bottom)));z-index:1200}.floating-wa.is-hidden{opacity:0;pointer-events:none;transform:translateY(12px)}
/* mobile */
@media(max-width:1024px){.protection-ecosystem,.service-cinema{grid-template-columns:1fr}.ecosystem-stage{min-height:500px}.service-cinema-visual{min-height:480px}.service-cinema-copy{min-height:500px}.nav-links{display:none}.nav-actions .btn-primary{display:none}.nav-actions{margin-left:auto}.menu{display:block}.brand img{height:50px!important;max-width:50px!important}.brand-wordmark strong{font-size:12px}}
@media(max-width:768px){
  .container{width:calc(100% - 2*var(--content-pad));max-width:none}
  .nav{min-height:72px}.brand img{height:46px!important;max-width:46px!important}.brand-wordmark strong{font-size:11px}.brand-wordmark small{font-size:7px;letter-spacing:.22em}
  .mobile-panel{inset:72px 0 0;padding:24px var(--content-pad) max(28px,calc(28px + env(safe-area-inset-bottom)))}
  .luxury-hero{min-height:calc(100svh - 72px)}.luxury-hero-inner{padding:80px 0 34px}.luxury-hero h1{font-size:clamp(2.7rem,10vw,5rem)}
  .protection-ecosystem{min-height:0}.ecosystem-stage{min-height:430px}.ecosystem-core{width:132px;height:132px;font-size:20px}.ecosystem-node{min-width:74px;padding:8px 7px;font-size:7px}.ecosystem-node:nth-child(2){top:8%}.ecosystem-node:nth-child(3){top:18%;right:3%}.ecosystem-node:nth-child(4){right:0}.ecosystem-node:nth-child(5){bottom:15%;right:4%}.ecosystem-node:nth-child(6){bottom:3%}.ecosystem-node:nth-child(7){bottom:15%;left:4%}.ecosystem-node:nth-child(8){left:0}.ecosystem-node:nth-child(9){top:18%;left:3%}.ecosystem-node:nth-child(10){top:3%;left:15%}.ecosystem-node:nth-child(11){bottom:3%;left:23%}.ecosystem-node:nth-child(12){bottom:3%;right:23%}.ecosystem-node:nth-child(13){top:3%;right:15%}
  .service-cinema{min-height:0}.service-cinema-visual{min-height:320px}.service-cinema-copy{min-height:auto;padding:36px var(--content-pad)}.service-cinema-links{grid-template-columns:1fr 1fr}.service-cinema-copy h2{font-size:clamp(2.6rem,10vw,4.6rem)}
  .gst-breakdown{grid-template-columns:1fr}.gst-breakdown div{border-right:0;border-bottom:1px solid var(--line)}.gst-breakdown .gst-total{border-bottom:0}
  .footer-grid{grid-template-columns:1fr 1fr}.footer-lockup img{width:44px!important;height:58px}
  .floating-wa{left:auto;right:max(14px,env(safe-area-inset-right));min-width:52px;padding:0 12px}.floating-wa>span:last-child{display:none}.floating-wa-mark{width:30px;height:30px}
}
@media(max-width:430px){.brand-wordmark{display:none}.brand img{height:48px!important;max-width:48px!important}.hero-actions .btn,.direct-inquiry-actions .btn{width:100%}.footer-grid{grid-template-columns:1fr}.service-cinema-links{grid-template-columns:1fr}.ecosystem-stage{min-height:380px}.ecosystem-node{font-size:6.5px;min-width:64px}.tool-panel{padding:30px var(--content-pad)}.numeric-field input{min-height:68px}}
@media(hover:none),(pointer:coarse){.ambient-card:before,.glass-panel:before,.editorial-card:before,.tool-panel:before,.source-card:before,.direct-inquiry:before{display:none}.btn:hover:before{display:none}.service-row:hover{padding-left:0}.ecosystem-node:hover{transform:none}}
@media(prefers-reduced-motion:reduce){
  *,*:before,*:after{scroll-behavior:auto!important;animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important}
  html.motion-enhanced .luxury-reveal,html.motion-enhanced .hero-word{opacity:1!important;transform:none!important}.luxury-hero-media img,.partner-marquee-track,.site-footer:before,.ecosystem-stage:after{animation:none!important}.caa-hero-shader{display:none!important}
}
@keyframes ecosystem-orbit{to{transform:rotate(348deg)}}
@keyframes caa-footer-metal{from{background-position:0 0,0 50%}to{background-position:100% 100%,100% 50%}}
@keyframes caa-curtain{from{transform:translateY(100%)}to{transform:translateY(0)}}

/* ==========================================================
   MOBILE MENU FIX — the panel markup is `.mobile-panel.container`,
   so it was inheriting whichever `.container{width:...}` rule
   happened to sit last in the cascade (several exist above from
   earlier passes), capping it short of full width instead of the
   full-bleed 100% the panel needs. This compound selector always
   wins on specificity regardless of source order, so the overlay
   is guaranteed edge-to-edge whenever it's open.
   ========================================================== */
@media(max-width:768px){
  .mobile-panel.container{width:100%!important;max-width:none!important;margin:0!important;background:rgba(8,9,12,.985)!important;backdrop-filter:blur(40px)!important;-webkit-backdrop-filter:blur(40px)!important}
  .mobile-panel.container:not(.open){opacity:0!important;visibility:hidden!important;pointer-events:none!important}
  .mobile-panel.container.open{opacity:1!important;visibility:visible!important}
}

/* ==========================================================
   SERVICE PAGE MOTION THEMES
   One restrained accent per hero, keyed by data-motion-theme
   on .page-hero. Injected via JS (heroTheme() in luxury.js) so
   no per-page markup rewrite is needed beyond one attribute.
   automotive/progression/process/journey = drawn SVG line.
   calm/structured/energy/utility = pure CSS, no extra DOM cost.
   ========================================================== */
.page-hero[data-motion-theme]{isolation:isolate}
.page-hero .theme-accent{position:absolute;inset:0;pointer-events:none;z-index:0;opacity:0}
.page-hero .theme-accent.is-visible{opacity:1;transition:opacity 1.1s var(--ease-premium)}
.page-hero>.container{position:relative;z-index:1}

.page-hero .theme-accent svg{position:absolute;bottom:0;left:0;width:100%;height:56px;overflow:visible}
.page-hero .theme-accent path{fill:none;stroke:var(--gold);stroke-width:1.3;opacity:.55}
.page-hero .theme-accent circle{fill:var(--gold);opacity:.7}

.page-hero[data-motion-theme="calm"] .theme-accent{background:radial-gradient(560px 320px at 84% 18%,rgba(200,168,118,.13),transparent 72%)}

.page-hero[data-motion-theme="structured"] .theme-accent{
  background-image:linear-gradient(90deg,rgba(234,234,234,.055) 1px,transparent 1px),linear-gradient(0deg,rgba(234,234,234,.055) 1px,transparent 1px);
  background-size:64px 64px;
  mask-image:linear-gradient(180deg,transparent,#000 42%,#000 72%,transparent);
  -webkit-mask-image:linear-gradient(180deg,transparent,#000 42%,#000 72%,transparent);
}

.page-hero[data-motion-theme="energy"] .theme-accent{
  background:linear-gradient(100deg,transparent 32%,rgba(200,168,118,.15) 49%,transparent 65%);
  background-size:220% 100%;animation:caa-energy-sweep 7.5s ease-in-out infinite;
}
@keyframes caa-energy-sweep{0%,100%{background-position:100% 0}50%{background-position:0 0}}

.page-hero[data-motion-theme="utility"] .theme-accent{background:linear-gradient(180deg,rgba(234,234,234,.035),transparent)}

@media(prefers-reduced-motion:reduce){
  .page-hero .theme-accent{animation:none!important;opacity:1!important}
}